States / Rhode Island / Narragansett Pier
Narragansett Pier, RI — Section 8 & HUD housing guide
FY2024 Fair Market Rent, HUD income limits, and the Public Housing Agency that serves Narragansett Pier and the rest of Washington County.
About affordable housing in Narragansett Pier
Narragansett Pier is one of the smaller communities we cover in Rhode Island, served by the same county-level Fair Market Rent and HUD income limits as its neighboring towns in Washington County. If you're looking for a Section 8 Housing Choice Voucher, project-based rental assistance, or simply trying to figure out whether your household qualifies for HUD-subsidized housing in Narragansett Pier, the numbers below are the place to start.
Fair Market Rent is the maximum monthly rent that a Section 8 voucher will cover in this area. HUD sets it once a year, usually at the 40th percentile of local rents for a standard, modest unit. In Narragansett Pier, FY2024 Fair Market Rent ranges from $1,220 for a studio up to $2,465 for a four-bedroom unit. Income limits, on the other hand, decide who is eligible to apply at all — they're calculated as a percentage of the area median income for the surrounding county or metropolitan area, then adjusted for household size.
FY2024 Fair Market Rent — Narragansett Pier, RI
These are the maximum monthly rents that the Section 8 Housing Choice Voucher program will cover in this area, before utility allowances.
| Unit size | Fair Market Rent (FY2024) |
|---|---|
| Studio / Efficiency | $1,220 / mo |
| 1 bedroom | $1,355 / mo |
| 2 bedroom | $1,670 / mo |
| 3 bedroom | $2,120 / mo |
| 4 bedroom | $2,465 / mo |
HUD income limits — Narragansett Pier, RI
Annual household-income ceilings used to determine eligibility for HUD-subsidized housing. 50% AMI is the standard cap for Section 8 vouchers in most areas.
| Household size | Extremely low (30% AMI) | Very low (50% AMI) | Low (80% AMI) |
|---|---|---|---|
| 1 person | $22,100 | $36,800 | $58,900 |
| 2 persons | $25,150 | $41,950 | $67,100 |
| 3 persons | $28,500 | $47,500 | $76,000 |
| 4 persons | $31,600 | $52,650 | $84,250 |
| 5 persons | $34,000 | $56,700 | $90,700 |
| 6 persons | $36,650 | $61,100 | $97,750 |
| 7 persons | $39,100 | $65,150 | $104,250 |
| 8 persons | $41,500 | $69,200 | $110,700 |
Local housing authority
Rhode Island Housing Finance Agency
Always verify directly with HUD's PHA contacts page before mailing an application — agency mergers and contact changes happen periodically and HUD's directory is the authoritative source.
What rents look like in Narragansett Pier
Based on the FY2024 Fair Market Rent above, a typical voucher-holding family of three or four in Narragansett Pier can expect a HUD-approved 2-bedroom unit to rent for around $1,670 per month, with 3-bedroom units approved up to $2,120. These figures don't include utility allowances, which the local housing authority calculates separately based on whether heat, hot water, and electricity are included in the lease.
Households earning at or below the 50% AMI threshold above generally meet the income test for Section 8 in Narragansett Pier. Once admitted to the program, your household typically pays around 30% of its adjusted income toward rent and utilities, and the voucher covers the difference up to the FMR cap.
Frequently asked questions about housing in Narragansett Pier
What is the rent range for a 2-bedroom apartment in Narragansett Pier?
HUD's FY2024 Fair Market Rent for a 2-bedroom in this area is $1,670 per month. Actual market rents typically range from roughly $1,336 on the low end to about $2,088 for newer or larger units. Section 8 voucher holders can rent units priced up to the FMR cap (and sometimes higher under exception payment standards approved by the local PHA).
What income do I need to qualify for Section 8 in Narragansett Pier?
For most households, the 50% AMI column above is the relevant cap. A 4-person household in Narragansett Pier earning under $52,650 per year is generally income-eligible for the Housing Choice Voucher program, and a 1-person household is eligible up to $36,800. Federal rules also require that at least 75% of new vouchers go to households at or below the 30% AMI level, so smaller-income households are prioritized. HUD's Income Limits documentation system publishes the official county-level tables HUD itself uses.
How do I apply?
Contact Rhode Island Housing Finance Agency at (401) 896-4624, or use the HUD PHA directory link above. Most rural PHAs accept applications by mail or in person; some maintain online portals. Waiting lists in this region are typically open year-round but can close temporarily during peak demand.